| FACTS | What does the First National Bank of Frederick do with your personal information? |
|---|---|
| WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| WHAT? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| HOW? | All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons First National Bank of Frederick chooses to share; and whether you can limit this sharing. |
When you are no longer our customer, we continue to share your information as described in this notice.
| Reasons we can share your personal information | Does First National Bank of Frederick share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | No | We don’t share |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Call 605-329-2455 or go to fnbfrederick.com
| Who we are | |
|---|---|
| Who is providing this notice? | First National Bank of Frederick |
| How does First National Bank of Frederick protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does First National Bank of Frederick collect my personal information? |
We also collect your personal information from others, such as credit bureaus, affiliates, and other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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| Other important information | |